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December 01, 2005

Comments

Apolonia Woge


After I initially left a comment I appear to have clicked on the -Notify me when new comments are added- checkbox and now each time a comment is added I receive 4 emails with the exact same comment. There has to be a way you are able to remove me from that service? Appreciate it!

Bethany Varma


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Miyoko Preisler


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Sora

I worked at Med I Cal for some time, and it is often maskiten for Medicare. Med I Cal is only available for people with children (as you have stated) not single folks, additionally you must make an income that is less than 250% of the national average.No free lunch in america for health insurance, of the 300million americans approx. 40million just don't have any.First you must understand what is available so you can make an educated decision on what to pick.1. PPO plansa. Preferred Provider Organization, most popular in Americab. Deductibles- the amount you pay before benefits are paid by the health insurance co. ex. 500 2000c. Co-Insurance- the amount you pay after you have paid the deductible. ex. 20-30% is common placed. Max. out of pocket- the most you would pay in one year including deductibles and co-insurance if you use a preferred provider.e. Co-pays- these are amounts (usually small) that you pay for Dr. Visits, RX copays. ex. 10. for generic drugsSummary, PPO plans can be offered at very low costs because high deductibles and high co-insurance means that the consumer will need to pay these high deductibles and high co insurance. It boils down to risk you as the consumer are willing to take on, I personally have a high deductible plan- you ask why? well at 44 years of age, my mother and father are alive and healthy- my grand parents are still alive so genetics are working in my favor, I live a healthy lifestyle no drugs, I try to exercise everyday -eat my vegetables, fruits like my parents. I have elected to pay as little as possible and purchase a high deductible plan meaning that I am responsible for all charges up to 3500. every year, this is called a major medical plan- and I took it one step further by purchasing a Health Savings Account Qualified plan, since I am self employed.You must understand that health insurance companies make billions, yes billions every year on people who are don't make claims. People just like me, who buy expensive plans with low deductibles lots of benefits and don't use them, it is because some slick salesperson has sold them a bill of goods. The health insurance companies don't really want you to understand the plans or people who change to high deductible plans immediately, especially HSA or health savings accounts which are just incredible.

Marine Sinitiere


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Daine Dinneen


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Sophia Rheinschmidt


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Janene Demoney


It’s hard to come by knowledgeable people about this subject, however, you sound like you know what you’re talking about! Thanks

Nga Wawrzyniak


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